January 14, 2018

Let us say you want to help your kids get into property.  As a mortgage broker I often see parents giving gifts of $50,000 or $100,000 to their kids to help them buy their first place. 

But what happens if you don’t want to or can’t give them a “gift” of money.  Yo...

December 14, 2017

The thought of moving 30mins or even an hour away from where you grew up or are already established can be very daunting for some, even more so now as houses are getting more and more difficult to buy closer into the city.  

What is Rentvesting?

You may have seen ‘Rentve...

December 5, 2017

An offset account is essentially a transaction or savings account that is directly linked to your home loan, it can potentially save you a significant amount of interest while also reducing the time remaining on your mortgage.

Here’s how it works 

If your mortgage is $60...

November 22, 2017

Your mortgage is most likely the largest investment you will make, so it’s a good idea to constantly assess and reassess your home loan to see if you are getting the maximum benefits from it. By refinancing you are able to keep your mortgage up to date with the current...

October 30, 2017

Small changes now may not mean much to you on its own, but for the long term it will make a huge difference.

If you’ve recently had a home loan approved or are already some way into your repayments, you may be thinking about how you can pay it off sooner rather than lat...

October 26, 2017

How to invest on a low income

While most of us do not earn a six-figure income that doesn't mean we can't invest in property. Those who earn a relatively low income will require to think outside the box in order to start a portfolio. Here are some tips to help you get s...

October 23, 2017

Is smashed avocado keeping you from saving for that first home?

Well not quite, but cutting that out and spending less overall will make a big difference.

Here are some ways you can control your spending to help you reach your savings goals much quicker.

Start by understa...

October 16, 2017

Weather you are buying your first house or the fifth house, you will be hit with a host of upfront costs that most people do not account for. Here are 10 costs you need to factor in (apart from your deposit).

  • Stamp duty can add roughly 5% to the purchase p...

September 18, 2017

Step 1: Get professional help

The most important step you’ll need to undertake is to speak a Mortgage Broker.  After you’ve made an appointment make sure you listen to what they have to say, it may save you time and money.

Step 2: Budgeting

If you plan to purchase a prope...

September 8, 2017

Following the lodgement of a home loan application, hopeful borrowers are often keen to know what will happen next and how long it will take for them to receive the verdict. The bad news is that there is no one-size-fits-all answer. The good news, however, is that a so...

Please reload

Featured Posts