February 2, 2020

Has it been a couple of years since you took out your home loan? now is great time for a home loan health check. As your financial situation and personal circumstances change, so too should your home loan. Reviewing your home loan regularly is important in keeping you...

January 28, 2020

Gambling is the latest target of banks in the new world of mortgage lending, with many lenders now questioning betting habits great and small.

Mortgage brokers are warning prospective home buyers who gamble to rethink their habits or risk being unable to borrow from mos...

January 18, 2020

Buy now, pay later services like Afterpay, ZipPay and Certegy Ezi-Pay can work well as long as you're sure you'll have the money to make the payments.

These services generally encourage you to shop more, and buy things you wouldn't otherwise be able to afford.

Buy now, p...

January 17, 2020

How do you match a loan and lender to your needs? Rather than running around finding out the details of each and every lender and loan, draw on the expertise of a Mortgage Broker.

One of the benefits of working with a finance broker is the extensive menu of loan options...

December 20, 2019

Also known as Comprehensive Credit Reporting (CCR), positive credit reporting is Australia’s new credit reporting system that makes it easier for lenders to make a comprehensive and balanced assessment of a borrower applicant’s credit history. The credit report now inc...

June 27, 2019

WHAT IS A ‘SPLIT LOAN’?

Split loans are becoming more and more common, this loan option provides security and flexibility all in one. It is a great option for those that can’t decide whether to choose a variable or fixed rate loan, a split loan offers the best of both w...

November 12, 2018

EXPERTS are saying now is the time is to get your finances in order for spring real estate season as banks tighten their lending requirements in the wake of the Royal Commission.

The increased scrutiny has seen approval times for loans take as long as a month, instead o...

September 3, 2018

5 ways first home buyers can get a leg up over competitors!

1. Work out how much you can actually borrow

One way to get rid of your competitors? Don’t run in their race.

Working out your price limit, and applying for pre-approval on your home loan can help narrow your pro...

April 11, 2018

Purchasing a property is a thrilling yet nerve-wracking experience, which is why it can be handy to surround yourself with a network of support and expertise. Here are the different parties who may be involved in your home-buying process and how you can use this valuab...

March 5, 2018

There’s an old saying that you should never judge a book by its cover, and this is true for houses – after all, who would buy one having never seen more than the front door? Open inspections are opportunities to really flick through the pages, and here’s how to take fu...

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