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  • Duy (Daniel) Tran

Home Loan Health Check


Has it been a couple of years since you took out your home loan? now is great time for a home loan health check. As your financial situation and personal circumstances change, so too should your home loan. Reviewing your home loan regularly is important in keeping you on track to achieve your financial goals and you could save on paying unnecessary interest.

When considering refinancing, always speak to a mortgage broker for an honest and unbiased opinion on lender products. Lenders are always changing their rates, features and policies. We work closely with lenders, so we know which lenders have the superior product to suit your financial situation.

Refinancing is a great tool allowing you to:

  • Increase your borrowing capacity by lowering your loan repayments and moving to a new bank that is more willing to help you achieve your financial goals.

  • Reduce your interest rate, access better loan features, save money and pay off your loan faster.

  • Reduce your home loan repayments and free up cash flow by effectively resetting your loan term (e.g. back to 30 years).

  • Consolidate multiple debts (credit cards, personal loans, car loans etc.) into one easy to manage home loan.

Refinancing needs to make financial sense by either saving you money or solving a problem. Before we recommend any products, we thoroughly assess your current financial situation and discuss your goals and objectives for the future. Only then can we advise whether refinancing is right for you.


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info@certifiedlending.com.au

PO BOX 5093

Cairnlea VIC 3023

0433 590 621

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