Buy now, pay later services like Afterpay, ZipPay and Certegy Ezi-Pay can work well as long as you're sure you'll have the money to make the payments.

These services generally encourage you to shop more, and buy things you wouldn't otherwise be able to afford.

Buy now, p...

How do you match a loan and lender to your needs? Rather than running around finding out the details of each and every lender and loan, draw on the expertise of a Mortgage Broker.

One of the benefits of working with a finance broker is the extensive menu of loan options...

Also known as Comprehensive Credit Reporting (CCR), positive credit reporting is Australia’s new credit reporting system that makes it easier for lenders to make a comprehensive and balanced assessment of a borrower applicant’s credit history. The credit report now inc...

WHAT IS A ‘SPLIT LOAN’?

Split loans are becoming more and more common, this loan option provides security and flexibility all in one. It is a great option for those that can’t decide whether to choose a variable or fixed rate loan, a split loan offers the best of both w...

There’s an old saying that you should never judge a book by its cover, and this is true for houses – after all, who would buy one having never seen more than the front door? Open inspections are opportunities to really flick through the pages, and here’s how to take fu...

Let us say you want to help your kids get into property.  As a mortgage broker I often see parents giving gifts of $50,000 or $100,000 to their kids to help them buy their first place. 

But what happens if you don’t want to or can’t give them a “gift” of money.  Yo...

The thought of moving 30mins or even an hour away from where you grew up or are already established can be very daunting for some, even more so now as houses are getting more and more difficult to buy closer into the city.  

What is Rentvesting?

You may have seen ‘Rentve...

An offset account is essentially a transaction or savings account that is directly linked to your home loan, it can potentially save you a significant amount of interest while also reducing the time remaining on your mortgage.

Here’s how it works 

If your mortgage is $60...

Your mortgage is most likely the largest investment you will make, so it’s a good idea to constantly assess and reassess your home loan to see if you are getting the maximum benefits from it. By refinancing you are able to keep your mortgage up to date with the current...

Small changes now may not mean much to you on its own, but for the long term it will make a huge difference.

If you’ve recently had a home loan approved or are already some way into your repayments, you may be thinking about how you can pay it off sooner rather than lat...